How Car Insurance Claims Work Step-by-Step (2025 Guide)

how car insurance claims work

Introduction A car crash, hailstorm, or hit-and-run can turn a normal day upside down. The good news: your policy exists to protect you—if you know how to use it. This beginner-friendly guide walks you through how car insurance claims work from the first photo at the scene to the final payment, with practical scripts, timelines, […]